Types Of Health Insurance
Woody's Insurance offers insurance plans to deal with all types of health insurance to fit your budget. You have choices when you shop for health insurance. If you qualify for the ACA insurance coverage, in most cases, under the age of 65, you'll choose from health plans organized by the level of benefits. They offer Bronze, Silver, Gold, and Platinum.
You will also see insurance brands associated with the care levels pertaining primarily to those over 65 years of age or who qualify otherwise for Medicare. Some large national brands include Aetna, Blue Cross Blue Shield, Cigna, Humana, WellCare, and UnitedHealthcare.
Each Insurance Brand May Offer One Or More Of These Four Common Types Of Plans:
Health Maintenance Organizations (HMOs)
Preferred Provider Organizations (PPOs)
Exclusive Provider Organizations (EPOs)
Point-Of-Service (POS) Plans
High-Deductible Health Plans (HDHPs), (may be linked to health savings accounts (HSAs))
Woody's Insurance is here to help with your options and choices. We have more tips to come.
Do I Need Medicare Part B If I Am Still Working?
You are not required to have Medicare Part B coverage if you have employer coverage. You can drop Medicare Part B coverage and re-enroll when you need it.
Maybe you’re 65 but enjoying your career and want to work a few more years. You’re eligible for Medicare, but you also have employer coverage. Do you have to be dually covered with Medicare Part B coverage and employer health insurance?
If you’re a Medicare beneficiary and want to drop Medicare Part B coverage while you’re working and covered by your employer’s group health insurance, you may do so. You also may choose to defer enrollment in Medicare Part B coverage if you are employed at age 65 or older and eligible for Medicare.
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